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Your business runs like a fine-tuned machine most of the time. However, sometimes challenges must be overcome in order to keep your business running smoothly. One way to overcome challenges is a properly set up insurance and risk management program for your business. The first key to any program should be liability insurance.

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Commercial liability insurance is designed to cover any injuries to a third party caused by you, your company, or your products/services. For example, if one of your products were to injure a third party, liability insurance would provide coverage in case you were sued for damages. The injury does not need to be physical; it can also be financial. For example, if you are a software firm and the software you provide to a client is hacked due to poor security, and individuals suffer financial loss, you could be sued. Again, that is where liability insurance can provide protection.  In most places in the world, some form and amount of liability insurance is required.  However, it is important to work with an insurance professional who will work with you to understand your unique business needs and custom design a program to protect you and your business.

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We work with our clients to fully understand their business and their potential risk exposure; only then will we make recommendations. Contact us today to find out more.